SBI RTXC Loan Kya Hai? Poori Jankari Hindi Mein 2026
SBI RTXC loan ek special instant loan scheme hai existing SBI customers ke liye. Is mein pre-approved loan milta hai bina kisi documentation ke.
SBI RTXC Loan Kya Hai?
SBI RTXC (Real Time Xpress Credit) ek pre-approved personal loan product hai jo existing SBI account holders ko milta hai. Koi document nahi chahiye — sirf YONO app se 5 minute mein loan milta hai.
Interest Rate & Details
| Feature | Detail |
|---|---|
| Interest Rate | 10.30% – 14.75% p.a. |
| Loan Amount | ₹25,000 – ₹35 Lakh |
| Tenure | 6 – 84 mahine |
| Processing Fee | 1% + GST (minimum ₹1000) |
| Prepayment | Allowed after 6 EMI (nil charges) |
Eligibility
- ✅ Existing SBI Savings/Salary account holder
- ✅ Account age: 6 months se zyada
- ✅ CIBIL Score: 700+
- ✅ Monthly salary: ₹15,000+
- ✅ SBI YONO app downloaded hona chahiye
YONO App Se Apply Kaise Karein
- SBI YONO app open karein
- "Loans" section mein jayein
- "Pre-approved Offers" check karein
- RTXC offer dikhega toh "Apply Now" click karein
- OTP verify karein — bas! Loan account mein aayega
✅ Best Feature: Zero documentation, instant disbursal, aur SBI ki trustworthy service — yeh combination bahut rare hai.
